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2019 Travel Video Contest

September 11th, 2019 by Leah Hammond

The annual InternationalStudent.com Travel Video Contest is now open for submissions!

Entering its 14th year, the InternationalStudent.com Travel Video Contest now boasts 5 unique prizes, with a First Place Grand Prize of $4,000. Here’s your chance to be a winner this year. 

If you are currently studying outside of your home country, your video must describe any trip you would like to take. If you are not currently studying outside of your home country, your entry must describe your proposed study abroad. Eligible entries could win 1 of 5 prizes to use towards either of these dreams. To enter is simple: submit a 4-minute or less video that was made specifically for the 2019 Travel Video Contest telling us about your proposed international education or if you’re already an international student, your trip. Your entry will be scored by our judging panel that consists of highly esteemed professionals in the international education industry. 

Winning prizes include:

First Place Winner: $4,000
Second Place Winner: $500
Third Place Winner: $250
GoAbroad Choice Winner: $500
Viewers’ Choice Award Winner: $1,000

For deadlines, rules, regulations, and all the things you’d need to know about the 2019 Travel Video Contest, simply visit the TVC homepage. If you’re an instructor, counselor, or personnel of any kind in the international education sector, and would like to share this contest with your students, please don’t hesitate to download the official poster. 

Best of luck to all entrants! We cannot wait to watch and be inspired by your dreams and videos!

Health Insurance for International Students at Stetson University

August 16th, 2019 by Diana Nolasco

Because healthcare can be so expensive in the United States, Stetson University recommends that all international students have a comprehensive medical insurance plan before departing their home country. 

Like most universities, Stetson University maintains that all J-1 visa holders must purchase plans that meet these certain requirements:

  • The plan must include a minimum of $100,000 in benefits per accident or illness
  • The plan must offer a minimum of $25,000 coverage for repatriation of remains, a minimum of $50,000 coverage for emergency evacuation, and a maximum deductible of $500

They also recommend that all international students on a F-1 visa enroll in an insurance plan that meets these same requirements.

Fortunately, all levels of Kognitiv (ISI)’s Student Health Plan meet these requirements.

For students ages 18-24, the rates are as follows:

  • Smart Plan–  $345.80 per year
  • Budget Plan– $513.24 per year 
  • Select Plan– $1,066.52 per year
  • Elite Plan– $1,961.96 per year

These levels of the plan include comprehensive coverage for doctor visits, hospitalization, prescription medication, and emergency evacuation and repatriation. Sport-related injuries and maternity are covered by all levels aside from the Smart Plan.

Once the policy is purchased, international students will be required to demonstrate proof that they have coverage that meets the university’s requirements. This can be done quickly and easily with the Stetson staff at WORLD: The David and Leighan Rinker Center for International Learning.

Wellness, Immunizations, and Birth Control for International Students in the U.S.

August 15th, 2019 by Leah Hammond

When planning on studying in the U.S., the last thing you might be thinking about is the cost of healthcare. It is well known that healthcare costs are very high in the United States, so it’s important to make sure that you have a health insurance plan in place when you arrive. Health insurance plans for international students are generally designed to offer coverage in case something unexpected happens. Routine and preventative care isn’t always covered in these plans and you’ll likely have to pay out of pocket if you are looking for these kinds of services. In this blog, we’ll discuss different options to help find coverage for annual physicals, immunizations, and birth control at an affordable cost! 

Routine and Preventative Care

For some international students, your college or university may require that you have an annual physical and certain immunizations before you can enroll in classes. While routine and preventative care, like a general wellness checkup, annual physicals, and immunizations, are typically excluded from international student coverage, you can usually find this type of treatment at an inexpensive cost to you. 

  • Walk-In Clinic: If your plan does not include coverage for preventative care or immunization, you can visit a local pharmacy walk-in clinic, like the CVS Minute Clinic or the Walgreens Healthcare Clinic for affordable treatment. The cost will depend on each service, but you can expect to pay approximately $69 to $89 for a physical examination, $50 or less for a flu shot, $49 for a TB test, $135 for the measles, mumps, and rubella vaccination, and $240 for each dose of the HPV vaccination. You can your local walk-in clinic to find out more about the pricing of the services they offer. 
  • Student Health Center: If your school offers an on-campus student health center, you may be able to receive an annual physical and certain immunizations at little to no cost. You should call your on-campus facility to inquire more about the free services they offer and if any fees would be associated. 

Before going to the doctor, it’s important to check your health insurance plan to confirm what is included in your coverage. While most international student plans don’t include coverage for routine or preventative care, Kognitiv does offer different plan options that include limited coverage for immunizations and wellness.


Student Secure Plan


Major Medical Plan

$150 maximum for Immunizations
Elite Level Only
Measles, Mumps, Rubella (MMR);
Tetanus/Diphtheria/Pertussis (TDAP);
Chicken Pox (Varicella); Hepatitis B;
and Meningitis (Meningococcal MCV4 and B)
$250 / $500 maximum for Preventative Care
including vaccinations
Gold & Platinum Level Only

Apply now – Student Secure
Apply now – Major Medical

Birth Control Prescriptions

In the United States, birth control is available by prescription only. Generally, contraception is not covered by international student health insurance plans, which means both the initial visit to the doctor and the prescription would not be covered. Luckily, there are different options out there to find low-cost birth control around the country! 

  • At-Home Delivery: Websites like HeyDoctor, Nurx, PRJKT RUBY and Simple Healthoffer different forms of contraception, from the pill, the ring, and the patch, for as low as $15 per month without insurance. Through these websites, you can consult with an online doctor to find the right prescription for you! Some sites require you to complete an online questionnaire, while others require a video consultation, and availability varies from state to state, so make sure to do your research to find the best option for you. 
  • Planned Parenthood: Planned Parenthood works to make healthcare in the United States accessible and affordable. They offer wellness exams, birth control prescriptions, and STI testing at low costs and some centers even charge based on income. The costs for these services vary by location, so you’ll want to call your local Planned Parenthood to find out what you can expect to spend for an exam

As you can see, there are many ways to find healthcare services that can still be cost-effective, even if your insurance plan won’t cover the expenses. It is important to do your research and compare costs before seeking treatment to make sure you are finding the most affordable options out there! 


Health Insurance for International Students at Polk State College

August 12th, 2019 by Diana Nolasco

As an international student, it is important to have medical health insurance throughout your studies in the US. Due to the high cost in medical care, most schools in the US require international students to purchase health insurance before enrolling in the classes. Polk State College is no different. Polk State College requires international students to have medical coverage throughout their time in the US. Luckily, Kognitiv (ISI) provides health insurance plans for international students that are comprehensive and affordable, and meet Polk State College’s insurance requirements. 

Polk State College recommends the Student Secure plan for their international students’ health coverage. While the Student Secure is available in four levels, three of the levels will meet their requirements for international students: Budget, Select, and Elite. These levels include coverage for:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation & Repatriation
  • Organized Sports
  • Maternity
  • Mental Health

 For an international student ages 18 to 24 years old, the cost for one year is:

  • Budget – $513.24 per year 
  • Select – $1,066.52 per year
  • Elite – $1,961.96 per year

To purchase this insurance, international students can go to the Student Health plan to enroll directly on our website. If you need assistance, our team of customer service representatives are available by phone, email, or live chat and would be happy to help.

Once purchased, our team will send you a confirmation email which you can show to your international student advisor at Polk State College as proof of coverage.

Health Insurance Requirements for Florida Southwestern State College

August 9th, 2019 by Diana Nolasco

If you are an international student attending Florida Southwestern State College this upcoming school year, you are required to provide proof of health insurance prior to registering for classes. Healthcare in the United States can be very expensive, so it is not unusual for universities to require international students to have health insurance during their studies. Fortunately, Kognitiv provides comprehensive and affordable plans for all international students attending US schools, including Florida Southwestern State College.

The Student Health plan comes in four different levels: Smart, Budget, Select and Elite. All levels of the plan meet or exceed Florida Southwestern State College health insurance requirements for international students. All levels include coverage for:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation
  • Repatriation
  • Mental Health

To meet Florida Southwestern’s insurance requirements, international students can first purchase the plan online at our website. If you prefer, you can also purchase the plan over the phone by calling our customer service team. 

Once purchased, you will need to complete Florida Southwestern State College’s insurance waiver and then send it to our customer service team to complete. We will then send your insurance information to your school’s International Student Services Office to process.

Please note that Florida Southwestern State College requires students to be enrolled for these coverage dates:

  • Fall: August 20, 2019 – December 31 2019
  • Spring: January 1, 2020 – April 30, 2020
  • Summer: May 1, 2020 – August 1, 2020

You will have to submit a new waiver for every period you want to be covered. To learn more about the Student Health plan, visit our website or our customer service team by phone, chat, or email.

Health Insurance for International Students at Bethune-Cookman University

August 5th, 2019 by Diana Nolasco

Deciding which health insurance plan to enroll in can be very overwhelming, but it is worth your time and energy to make sure you have a plan that works well for you. Due to high costs for medical care in the US, many schools like Bethune-Cookman University require international students to purchase a specific type of health insurance before they are allowed to enroll in classes.

International students at Bethune-Cookman University are required to purchase a plan that not only meets their insurance requirements, but students must maintain continuous health insurance coverage. This means that there cannot be any breaks in coverage – international students must renew their plan each year. 

If you are looking for a plan that will work, our Student Secure Select and Elite plan will meet and exceed Bethune-Cookman University’s health insurance requirements. The Student Secure Select and Elite levels both provide comprehensive coverage that includes:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation & Repatriation of Remains
  • Mental Health
  • Organized Sports
  • Maternity

For an international student ages 18 to 24 years old, the cost for one year is:

  • Select – $1,066.52 per year
  • Elite – $1,961.96 per year

International students can purchase the plan right online, and will receive a confirmation email instantly. Once purchased, it is important to fill out the required information on Bethune-Cookman’s waiver. After completion, send the waiver to our customer service team to complete the process! We will then submit your waiver form to you and Bethune-Cookman.

To learn more about the Student Secure plan, visit our website or our customer service team by phone, chat, or email. For more information about Bethune-Cookman University’s health insurance requirements, visit the school’s insurance requirements page.

Kognitiv for the University of South Alabama

August 2nd, 2019 by Diana Nolasco

As an international student attending the University of South Alabama, it is mandatory to obtain health insurance while enrolled and taking classes. Many colleges and universities across the USA, like the University of South Alabama, require international students to have adequate coverage due to the high cost of medical care in the US. Without health insurance, expenses can cost up to hundreds of thousands of dollars, so it is important to have a comprehensive plan in place to help cover these costs in case you need medical attention.

Fortunately, the Student Health plan comes in four different levels – all of which will meet or exceed your school’s health insurance requirements. The plan provides comprehensive coverage that includes:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation
  • Repatriation
  • Mental Health

For an international student ages 18 to 24 years old, the cost for one year is:

  • Smart –  $345.80 per year
  • Budget – $513.24 per year 
  • Select – $1,066.52 per year
  • Elite – $1,961.96 per year

International students can purchase the plan right online, and will receive a confirmation email instantly. Once purchased, it is important to fill out the required information on the University of South Alabama’s waiver, which can be obtained from the university’s Student Health Center. After completion, send the waiver to our customer service team to complete the process! To have continuous coverage, a waiver must be submitted each semester to the Student Health Center.

To learn more about the Student Health plan, visit our website or our customer service team by phone, chat, or email. For more information about University of South Alabama’s health insurance requirements, visit the school’s insurance requirements page.

Kognitiv Requirements for Florida Gulf Coast University

July 29th, 2019 by Diana Nolasco

If you are an international student at Florida Gulf Coast University, then you will be required to have medical insurance the entire period you are enrolled. Your school requires that this medical insurance policy meet a number of requirements, and you’ll be required to present proof of coverage before you are able to register for classes.

Our Student Health plan will meet Florida Gulf Coast’s health insurance requirements at the Select and Elite levels. Depending on your budget and benefit needs, your plan will cover you for accidents and illnesses, including doctor visits, hospitalization, prescriptions, medical evacuation, repatriation, mental health, and more! 

Florida Gulf Coast’s health insurance plan is a great option, but rates can go up to $2,362 for one year of coverage.

For an international student aged 18 to 24 years old, the prices on the Student Secure plan are as follows:

  • Select level – $94 for one month or $1,066 for one year – a savings of $1,296!
  • Elite level – $169 for one month or $1,961 for one year – a savings of $401!

You can purchase the plan right online with same day coverage, and you will have your documents instantly to show proof of coverage to your school.

Your insurance must be in effect as of August 19, 2019 (for fall semester 2019) and January 6, 2020 (for spring and spring/summer semesters 2020) and throughout your continuous enrollment at Florida Gulf Coast University. 

Deadline to submit international student medical insurance compliance form:

  • For Fall 2019 Semester: AUG 1, 2019 
  • For Spring and Spring/Summer 2020 Semester: DEC 1, 2019

For more information about the plan levels and your school’s requirements for international students, visit Florida Gulf Coast’s school requirements for more information. 

Kognitiv Requirements for University of West Florida

July 26th, 2019 by Diana Nolasco

If you plan on being an international student at the University of West Florida, then you will be required to have medical insurance the entire period you are enrolled. Your school requires that this medical insurance policy meet a number of requirements, and you’ll be required to present proof of coverage before you are able to register for classes.

Our Student Health plan will meet the University of West Florida’s health insurance requirements at the Budget, Select, and Elite levels. Depending on your budget and benefit needs, your plan will cover you for accidents and illnesses, including doctor visits, hospitalization, prescriptions, medical evacuation, repatriation, mental health, and more!

For an international student aged 18 to 24 years old, the prices are as follows:

  • Budget level – $48 for one month or $514 for one year
  • Select level – $94 for one month or $1,067 for one year
  • Elite level – $169 for one month or $1,962 for one year

You can purchase the plan right online with same day coverage, and you will have your documents instantly to show proof of coverage to your school.

If you plan on waiving UWF’s insurance plan, then you will need to complete the waiver right online where you will need to log into your MyUWF to access the form. The 2019-2020 deadlines are as follows:

The deadline for fall semester is August 15th

The deadline for spring and summer is December 15th

The deadline for Intensive English Program summer students is April 15th

For more information about the plan levels and your school’s requirements for international students, visit University of West Florida’s school requirements for more information. 

Kognitiv for Miami-Dade College

July 22nd, 2019 by Diana Nolasco

If you will be studying at Miami-Dade College (MDC) as an international student, you will be required to purchase health insurance for a full academic year. In order to meet their insurance requirements, your plan must be continuous meaning that the plan must be renewed each year with no break in coverage. Miami-Dade College will not allow an international student to register for classes until they show proof of insurance coverage.

You may be asking yourself, why do I need to have health insurance? The United States has the most expensive health care in the world, and going to the hospital can cost thousands – or even hundreds of thousands – of dollars. Because of this, many schools like Miami-Dade College – require that all international students have adequate medical coverage during their time in college. 

The Student Health plan comes in four different levels – all of which will exceed your school’s health insurance requirements. The plan provides comprehensive coverage that includes:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation
  • Repatriation
  • Mental Health

For an international student ages 18 and 24 years old, the cost for one year is:

  • Smart –  $345.80 per year
  • Budget – $513.24 per year 
  • Select – $1,066.52 per year
  • Elite – $1,961.96 per year

International students can purchase the plan right online, and they will receive a confirmation email instantly. Students can then the International Student Services Office to show proof of insurance coverage.

To learn more about the Student Health plan, visit our website or our customer service team by phone, chat, or email. For more information about Miami-Dade College’s health insurance requirements, visit the school’s insurance requirements page.

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